Financing Options
Flexible Financing Available on All Recovery Systems
Own Your Recovery System for Less Than a Monthly Membership
Invest in your performance today and pay over time with transparent terms and fast approval decisions.
How Financing Works
Step 1: Choose your recovery system.
Step 2: Select financing at checkout.
Step 3: Receive an instant approval decision and choose your preferred payment plan.
Note: Financing is provided through Shop Pay Installments. Final terms and approval are determined by Shop Pay.
Monthly Payment Examples
Cold Plunge Systems – Starting at $95/month*
Infrared Saunas – Starting at $125/month*
Red Light Therapy Panels – Starting at $30/month*
*Monthly payment examples are estimates based on Shop Pay Installments. Actual rates and terms determined at checkout.
What to Expect
- Fast approval decisions (often within minutes).
- Soft credit inquiry (no credit score impact for Pay in 4)
- Flexible term lengths: 4 payments or 3-24 months
- APR: 0-36% depending on approval
- No prepayment penalties (confirm with provider).
- Transparent terms with no hidden surprises.
Financing FAQ
No. Once approved and order is processed, shipping timelines remain the same.
Early payoff policies are determined by [FINANCING PARTNER NAME].
You may complete your purchase using another payment method.
If a refund is approved under our Refund Policy, the financing agreement will be adjusted according to the financing provider’s terms.
Disclaimer: Financing is offered through Shop Pay Installments. Approval, interest rates, and terms are determined by the financing provider. Home Recovery Co does not guarantee approval and does not control lender decisions.